# Empowering your business payments

FingoPay provides flexible, reliable payment solutions for businesses across Kenya. Accept payments and drive growth with ease.

## Flexible Business Solutions

### Designed for Businesses of All Sizes

FingoPay offers a comprehensive suite of Business solutions tailored to the needs of small businesses and large enterprises alike. Simplify transactions and expand your reach with our flexible, reliable payment solutions.

#### Receive Payments

Receive payments via:

- Mobile Money
- Debit / Credit Cards for online payments
- Bank Transfers
- Fingo Customer's app

#### Create Payment Links

Share personalised payment links and QR codes. Whether for a single product or a full invoice.

#### Organize Items and Customers

Manage your item availability, customer information and business operations in one place.

#### Generate Quotes and Invoices

Simplify your billing process with invoicing that includes instant payment links, and timely reminders.

#### Tailor Permissions, Boost Security

Manage your team effortlessly with flexible user and permissions management.

#### Send Payouts

Easily transfer funds to vendors, partners, or team members.

## Reliable Analytics Tools

### Insights That Drive Growth

Gain real-time insights into your business’s performance with FingoPay’s powerful analytics tools. Track sales, monitor growth, and make informed decisions to accelerate your business’s success.

## Build faster with simple, robust APIs

### Connect with the Tools You Love

Streamline development with FingoPay’s unified API. We’ve simplified payments, integrations, and compliance, so your team can build quickly and focus on creating great experiences for your customers.

[View API Documentation](https://docs.fingo.africa/)

#### Use FingoPay with your stack

Simplify your billing process with invoicing that includes instant payment links, and timely reminders.

[See libraries](https://docs.fingo.africa/)

#### Easily collect payments

Enable fast, secure payment collection through Fingo’s API for web, mobile, and point-of-sale solutions.

[See libraries](https://docs.fingo.africa/)

#### Simplified payouts

Send funds directly to your stakeholders with Fingo’s easy-to-use payout solutions.

[See libraries](https://docs.fingo.africa/)

#### Powerful insights at your fingertips

Use Fingo’s analytics to gain real-time insights into your transactions, revenue trends, and customer behaviour.

[See libraries](https://docs.fingo.africa/)

Licensed Payment Service Provider (PSP) by CBK

## Security you can trust

### Regulatory Compliance

Licensed PSP by CBK.

### 24/7 Monitoring

Constant threat detection.

### End-to-End Encryption

Ensures data security.

[Learn More About our Security](https://fingo.africa/contact-form)

## Calculate how much it would cost

### Estimate your transaction fees for different payment methods and amounts.

Customer Pays

Select a payment method

- Fingo (0%)
- Mobile Money (1.5%)
- Card Payment (2.9%)

[Calculate](https://fingo.africa/fingo-pay#)

Amount Settled

Charge

Ksh 5000.00

Ksh 0.00

*Volume Discounts available upon discussion

# TRUSTED BY LEADING BUSINESSES

Join businesses thriving with effortless finance management using Fingo Pay.

## TRANSPARENT PRICING

Affordable costs with no hidden fees—because we know business costs add up

# COLLECTIONS

## For Mobile Money Transactions

### 1.5%

No upfront costs

# For Card Transactions

### 2.9%

International card transactions at **3.8%**

# TRANSFERS

# Mobile Money Transfers

Transfers between

- KES 0 - 100: Free  
- KES 101 - 2500: KES 20
- KES 2,501 - 100,000: KES 30

# Bank Transfers

Transfers between
- KES 0 - 100: KES 10  
- KES 101 - 2500: KES 50  
- KES 2,501 - 150,000: KES 100  
- KES 150,000 - 500,000: KES 200  
- KES 501,000 - 999,999: KES 300

# FINGO PAY

### Features

- [Payment Link](https://fingo.africa/fingo-pay#)
- [Invoicing](https://fingo.africa/fingo-pay#)
- [Payments Methods](https://fingo.africa/fingo-pay#)
- [Payouts](https://fingo.africa/fingo-pay#)
- [Analytics](https://fingo.africa/fingo-pay#)

Fingo Africa is regulated by the Central Bank of Kenya.